How Do Amazon Points Work? (A Full Guide)

Explore the ins and outs of Amazon Points, including how to earn, redeem, and manage them to maximize your savings on purchases. Unveil the secrets to Amazon's rewards system today!

Retailers often offer rewards programs to draw in customers and provide incentives for regular shoppers. The shops you love may give you free items or exciting discounts when you use store points.

The Amazon Points payment method may have caught your attention while shopping on Amazon.com, and you want to know if this is another way to save money or just another bonus for loyal customers. Read on for more information.

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How Do Amazon Points Work?

You can redeem rewards points from your credit card when you use Amazon Points on Amazon. Various rewards programs are available, including American Express, Capital One, Chase Ultimate Rewards, Discover, HSBC Bank, and Hilton Honors. Amazon also offers a large selection of items for redemption using reward points, making reward redemption even easier.

You can use Amazon Points to purchase any product available on Amazon.com and select third-party merchants, including eBay sellers and other stores. When you use your credit card to purchase something on Amazon, you earn 1 point per dollar spent. You can redeem your points for rewards such as gift cards, electronics, and clothing items.

Amazon points are earned automatically when you make purchases on the site with your credit card or EBT card. Suppose you have an account with the company's shopping service that lets you link your accounts. In that case, you may earn additional points by linking them together so that purchases made from one account go straight into another account without having to go through the checkout process again.

What Can You Use Amazon Points For?

You can use Amazon Points to pay for just about anything on Amazon with credit card reward points. The points you earn from a participating credit card rewards program can be used to pay for items in your Amazon cart just like cash. Amazon points are a way to buy items with money instead of paying with your credit card rewards. You get specific points daily to purchase things on the site.

You can also exchange those points for gift cards (or other merchandise) at a rate worth more than what you paid in points. The only exceptions are subscription services and special deliveries.

Many credit card rewards programs are limited in terms of what you can do with your points, while Amazon-affiliated reward programs offer a wide range of options. Your points can be used to purchase clothing, toys, household supplies, groceries, etc., if you are enrolled in a good partner program.

What Credit Cards Work For Amazon Points?

Millions of Amazon items across hundreds of product categories are eligible for point purchases through partnerships with some of the biggest credit card companies. To make shopping with Amazon seamless, link your credit card reward points to the following credit card rewards programs:

Amazon Rewards Visa Signature
Amazon Store Cards
Discover
Hilton Honors
HSBC Bank
Amazon Business American Express
American Express
Capital One
Chase
Citi

A detailed description of how many points each program is worth and other perks can be found on Amazon's Points page.

Do Amazon Credit Cards Have Reward Programs?

You can make purchases on Amazon using points earned on all three of Amazon's credit cards. Signing up for a credit card from Amazon may be a good way for frequent Amazon shoppers to score great deals, especially when the points can be converted into extra discounts. The cards are tied to your Amazon account, so you can use your rewards card to pay for purchases anytime.

The main difference between these cards and traditional rewards cards is that they don't require that you meet minimum spending requirements or spend a certain amount within a certain period to earn your free shipping reward. Aside from earning cashback, Amazon Rewards Visa Signature cardholders also accumulate points.

Also, it depends on which card you prefer because Amazon Store Cards are different because one point equals one dollar. Spending more with an Amazon credit card gives you a higher reward rate.

Do You Need A Credit Card For Amazon Points?

Rewards programs on credit cards enable Amazon shoppers to shop with points. These programs require a valid credit card to participate, so if you want to use your points on Amazon, you will need a participating credit card. The good news is that there are several ways to earn Amazon reward points, several of which are available without a credit card.

There are a few different reward programs available for Amazon shoppers, and each has its own set of requirements for participation. The most common type of rewards program is the Amazon Rewards Visa Signature card from Chase Bank, but others are also available. Here's what you need to know about the different rewards cards and how they work with Amazon.

Despite Amazon's partnerships with seven different credit card companies, each credit card company has its policy when it comes to rewards. An Amazon Rewards Visa card allows you to convert 100 Hilton Honors points into one dollar on Amazon. For example, 500 Hilton Honors points equal one dollar on Amazon.

How To Redeem Reward Points On Amazon?

You must be a member of a credit card that participates with Amazon before you can redeem credit card rewards. Your rewards program membership and credit card information can be used to link your rewards to Amazon so that you can shop with points.

Click on the credit card program you want to enroll in on the Amazon Points home page.
Using special links, Amazon has a settings page for each credit card partner.
Your membership number is required to complete the process, which may involve logging into your credit card rewards account.
Shop on Amazon as usual and select the applicable credit card when checking out.
Click apply points whenever you have earned reward points to receive the full benefit.

It shows you the methods you used to pay for previous Amazon orders, such as points and credit cards, and details your current rewards balance and redemption history.

Conclusion

Your credit card reward points may be redeemable at Amazon if you're enrolled in a reward program. Several prominent credit card reward programs have partnered with the e-commerce retailer to accept points as payment. You can use your credit card points to pay for Amazon purchases as long as you are enrolled in an associated loyalty program.