Does Amazon Accept International Credit Cards? (All You Need to Know)

Amazon is a bit fussy regarding the payment options they accept. If you are an international shopper, you might be wondering if the American retail giant accepts international credit cards. And can you use US credit card on Amazon India? Find answers to these questions and a couple others in this post.

Do you wish to shop on Amazon outside the US? Then you should realize that Amazon.com accepts just a small number of international credit cards. Those who don't have access to one of the accepted foreign credit cards should shop on other subsidiaries such as Amazon India or the Amazon site serving their country.

Are you curious about the types of foreign credit cards Amazon accepts? Proceed with reading.

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Does Amazon Accept International Credit Cards?

Amazon not only accepts major US credit cards, but also provides alternative payment methods such as Amazon gift cards, pre-paid gift cards, and the Amazon Rewards Visa Signature Card. Furthermore, they accommodate a select number of international credit cards from specific countries like China, Japan, and Europe.

Which International Credit Cards Does Amazon Accept?

Right now, customers in Japan, China, Britain, and Europe, can use UnionPay, JCB, or a EuroCard to make purchases on Amazon.com. Unfortunately, no other international credit cards are accepted on the American Amazon site.

Amazon.com does not take credit cards issued in South Asia, Africa, the Middle East, or Asia-Pacific. However, other Amazon subsidiaries, such as the Amazon India website, do.

What Other Method of Payment Does Amazon Accept?

Amazon accepts the following credit card types in addition to its foreign credit card options:

MasterCard
Visa
Discover Network credit and debit cards
American Express
EuroCard debit and credit card
China UnionPay credit card only
Diner's Club for U.S. addresses only
NYCE
JCB
STAR
Amazon Store card
Amazon Secured card
Amazon gift cards
Amazon Rewards Visa Signature card

With that understanding, you may wonder, Can I use a U.S. Credit Card in Amazon India? Here is what we found out.

Is It Possible to Use U.S. Credit Card On Amazon India?

Yes, as long as you have a valid Debit or credit card, you can purchase goods on Amazon India at no extra cost. Furthermore, using an eligible international credit card may offer additional benefits.

It's possible to avoid incurring any additional costs from your financial institution while making purchases made in Mexican pesos (MXN), Chilean pesos (CLP), South Korean won (KRW), or Colombian pesos (COP) with your credit card.

As a customer, you can rest assured that your Amazon account will be billed at the same rate regardless of where you are.

What Are the Benefits of Purchasing with a Chilean Credit Card on Amazon?

With a credit card issued in Chile, you may be able to spread the cost of a large purchase out into three monthly payments with no interest charged. The initial payment is payable on the billing cycle that corresponds with the date of shipment. If you decide to pay in three equal monthly installments, Amazon will let your bank know, and they'll send you a bill for the whole amount in three months with no interest added.

Any payment plan associated with a credit card is between you and your financial institution. Your credit score could hit if you don't pay on time for installment purchases.

Before making any purchases with your new card, be sure to read the company's policies.

What Are the Perks of Buying Goods from Amazon with A Colombian Credit Card?

You may be able to make purchases using a Colombian credit card and spread the cost over as long as 36 monthly payments; there is no minimum purchase quantity required.

If you choose to pay in monthly installments, Amazon Will let your bank know, and they'll start charging you regularly. Interest rates are determined by the terms of your credit card agreement with the issuing bank.

How to Make Payments On Amazon India?

Credit and Debit Cards payment method is most familiar to online Amazon India shoppers. However, as per the new RBI guidelines, you need to enter card credentials every time you purchase not unless you provide consent to Amazon for card tokenization.

Apart from Credit and Debit card payment modes accepted by Amazon India, you can also make payments via:

Unified Payment Interface (UPI)
Easy Monthly Installments (EMI).
Net Banking
Pay on delivery

Which Credit And Debit Cards Are Acceptable In Amazon India?

Are you looking up to order something from Amazon India? Then you must be concerned about which payment method to use when placing your order. Below is a list of Credit Cards and Debit Cards accepted by Amazon India:

Credit Cards: Mastercard, Visa, Diners Club, American Express, and RuPay.
Debit Cards: Mastercard, Visa, RuPay, and Maestro

In addition, Amazon only accepts Rupay credit cards issued by IDBI, PNB, HDFC, and PMC banks.

Regarding Maestro debit cards, Amazon only accepts those issued by the State Bank of India and Citibank.

However, Amazon also accepts pre-paid debit cards, such as PayZapp.

How to Split Payment on Amazon India?

Sometimes, you may find that your Credit Card does not have enough money to pay for your Amazon order. But luckily enough, you have An Amazon Gift Card with an available balance. The best part is that you can slip the payment between the Amazon Gift Card and the approved Credit or Debit card. However, you can only use one card but not multiple cards at a go.

How to Add a Credit Card on Amazon India

Tokenization of card transactions has been mandated by the Reserve Bank of India (RBI). Tokenization is a method for making online payments without disclosing potentially sensitive information, such as a card number.

Payments made by card require the customer to submit their card details when making orders. Customers, however, can still agree to have their card information saved despite the new regulations.

You can add up to 20 different debit or credit cards to your Amazon account. If you'd like to add a new credit or debit card, you'll need to delete the old one first, then checkbox labeled "Save card as per new RBI guidelines" to save the new card.

Conclusion

Yes, Amazon international credit cards. However, not all foreign credit cards are a valid form of payment on Amazon.com. Customers are urged to access other Amazon Subsidiaries or purchase from Amazon in their own country.